How I Say No without Saying No

We have that experience when somebody would come to us and try to borrow money for various reasons. It is one of those moments when I used to impulsively say YES because I did not know how to say no.

Honestly, this has been my problem. There were times when I lent money and I did not get it back. And there were times that there were repeat borrowers.

I tried to overcome this by researching on the web the different ways that I can say no. It was not easy to do this. And it wasn’t an overnight process. I would actually practice mentally the line that I was going to say. I know some people were probably surprised when I started saying no without saying no.

A good friend suggested to me that I shouldn’t give details on why I am saying no. It turns out she was right.

Here are the lines that I used to politely refuse lending money to people.

  1. “Pasensya na, madaming gastos.”
  2. “I’m sorry but I value our friendship.”
  3. “Madami akong bayarin.”
  4. “Pasensya na.”

Ever since I started to say no without saying no, I eventually became used to it. In fact, I would consciously remind or ask myself if I am in a position to lend money. This is because I live on a budget.

This new habit has certainly empowered me. Everytime I politely refused, I was in fact saying YES to myself and to my financial well being. At the end of the day, it is just me fending for myself and my daughter.

3 Replies to “How I Say No without Saying No”

  1. I feel very satisfied when i hear stories of people who have learned to say NO. It is indeed one of the most empowering life skills you can acquire. As for me I have a bully officemate (eventually became a friend) to thank for helping me get that skill after I said NO one day at the office. Congratulations =)

  2. You really make it appear really easy together with your presentation but I in finding this matter to be actually something that I think I’d by no means understand. It kind of feels too complex and extremely vast for me. I’m taking a look forward on your next publish, I will attempt to get the hang of it!

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