Goat Paiwi Program: My Passive Income Update

This is an update of my blog post on my passive income.

Yesterday was the date that I am supposed to get my second payout on the Goat Paiwi that I participated in two years ago. So did Ranger Farm give my payout as scheduled? The answer is a big YES.

You can see below the schedule of my payout. There is also a note that I have to confirm once it is verified.

According to the person that I spoke to via messenger, they deposited the check to my BDO account yesterday. Since it is holiday today, the amount will be reflected to my account tomorrow. Below is the proof that they made the deposit yesterday. I blurred some details. Once the check deposit is cleared, I will confirm everything in my dashboard.

Overall, I am satisfied with Ranger Farm. They are on time and they really do communicate with me.

The Three Big D’s of Personal Finance

The journey to personal finance is not easy. It requires three big D’s: drive, discipline, and determination.

Drive. This is what fuels your desire to effectively manage your finances. This is simply what motivates you in your journey to personal financial freedom. This is your WHY.

I believe we all need to have this big drive in order to push us to action. It is the fire that will keep burning inside you. Without this, our journey will be meaningless.

Ask yourself, “Why do I want myself to be financially free?”

Discipline. Discipline is necessary in order for you to be able to attain your personal financial goals. You need to be able to stick to a certain habit every month. If you want to be able to save for an emergency fund, you should be able to religiously allocate a certain amount for the fund every month. And you need to be able to continuously do it until you reach the desired goal.

It will not be easy at first especially when you are just starting your personal finance journey. The key here is to remember your big drive. Your drive will remind you to continue doing what you have started.

Determination. Ultimately, determination leads to success. When you continue doing a certain habit for a certain period of time, you will reach your goal. In personal finance, determination is very important. Why? You need time to be able to grow your savings and investments. Have you seen someone who has become financially free overnight? I bet the answer is a big NO.

For example, preparing for retirement will take a long time. This needs your determination to be able to set aside a certain amount every month.

Drive, discipline and determination are the three big D’s of personal finance. Without it, the journey to personal financial freedom will be meaningless.